What is Medicare?

Medicare is a program run by the United States Government that provides health insurance. Most people 65 years and older qualify for Medicare. You might also be eligible for Medicare if you have certain disabilities or End-Stage Renal Disease (kidney failure).

Every state has a State Health Insurance Assistance Program (SHIP). Missouri SHIP can help you find out when you will qualify for Medicare. We can also help you sign up for programs to help you save money on Medicare if you are eligible. Use the buttons below to learn more or to contact us for help.

Decide how you want to get your coverage.


What are Medicare Supplements?

Medicare Supplements are insurance policies that add to your Original Medicare coverage. They are also called “Supplemental Insurance” or “Medicare Supplemental Insurance.” There are many kinds of Medicare Supplements. The most common Medicare Supplements are Medigap policies.

Original Medicare was not designed to pay for all your health care costs. It has many gaps in coverage that Medicare does not pay for, such as coinsurance and deductibles. You can choose to fill those gaps with a Medicare Supplement plan. Private companies run most Medicare Supplements.

A Missouri SHIP counselor can help you with Medicare Supplement plans. We do not sell plans and will never pressure you to sign up! We can help you understand Medicare Supplement plans and decide if one is right for you.