Open Enrollment

What is Medicare Open Enrollment?

During Medicare Open Enrollment, Missouri SHIP’s trained counselors can help you:

  • Check

    Even if you are happy with your current plan, your plan could change! It is essential to check for changes each year.

  • Compare

    Missouri SHIP's counselors can help you review all your plan options. We help you understand the plans so you can choose the best one for you.

  • Save

    Your Missouri SHIP counselor will check for savings. They can help you apply for programs that can lower your Medicare-related costs. Missourians with Medicare who used Missouri SHIP's counseling services last year saved $2,000 on average.

Why is Open Enrollment important?

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Medicare Open Enrollment is from October 15 to December 7 every year. During Medicare Open Enrollment, people with Medicare can compare their Medicare Part D and Medicare Advantage plans or change plans. People who missed the standard deadline to sign up for a Part D plan can sign up during Medicare Open Enrollment.

If you have a Medicare Advantage plan, you can also make changes during a different time, called Medicare Advantage Open Enrollment. From January 1 – March 31 each year, you can switch to a different Medicare Advantage Plan or Original Medicare with a Part D drug plan. You can only change plans once during Medicare Advantage Open Enrollment. You are only eligible for Medicare Advantage Open Enrollment if you already have a Medicare Advantage plan.

These are not the only important dates and deadlines for Medicare. There are many different dates and deadlines. In some situations, you might be able to enroll or make changes outside of Medicare Open Enrollment. A trained Missouri SHIP counselor can give personalized answers to your Medicare questions.

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Call 1-800-390-3330 or click the button below to request a callback.


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You can get any Missouri SHIP service from the comfort of your home with a telephone appointment.